TellerScore

Headquartered in Suitland, Maryland, None Suffer Lack Federal Credit Union is a federal credit union with $27.9M in total assets and $22.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 2001.

Based on its Q2 2026 filing, None Suffer Lack Federal Credit Union scores 99/100, which we describe as very strong. That is higher than 99% of 2,479 credit unions with under $100 million in assets. Among 60 credit unions headquartered in Maryland, it ranks 1st. Its five components are fairly even, ranging from 96 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.14%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.12%
Earnings100/100
Return on assets (annualized): 2.07%
Funding & liquidity100/100
Loans ÷ shares: 11.7% · 1.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (97 → 99), mostly because the earnings component improved by 15 points.

TellerScore
9296100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202496
Q4 202496
Q1 202597
Q2 202597
Q3 202598
Q4 2025100
Q1 202699
Q2 202699
Net worth ratio
7.00%13.57%20.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.37%
Q3 202418.52%
Q4 202418.50%
Q1 202518.36%
Q2 202518.67%
Q3 202518.64%
Q4 202518.99%
Q1 202619.15%
Q2 202620.14%
Delinquent loans (60+ days)
0.00%0.11%0.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.03%
Q4 20250.00%
Q1 20260.00%
Q2 20260.12%
Return on assets
1.22%1.64%2.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.22%
Q3 20241.44%
Q4 20241.49%
Q1 20251.65%
Q2 20251.63%
Q3 20251.77%
Q4 20251.94%
Q1 20261.88%
Q2 20262.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202699$27.9M20.14%0.12%2.07%11.7%
Q1 202699$28.6M19.15%0.00%1.88%11.3%
Q4 2025100$27.9M18.99%0.00%1.94%11.5%
Q3 202598$27.5M18.64%0.03%1.77%12.3%
Q2 202597$26.7M18.67%0.00%1.63%11.7%
Q1 202597$26.5M18.36%0.00%1.65%11.0%
Q4 202496$25.6M18.50%0.00%1.49%9.9%
Q3 202496$24.8M18.52%0.00%1.44%10.2%
Q2 202492$24.4M18.37%0.21%1.22%11.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.14%
78th
Problem loans0.12%
79th
Net charge-offs0.00%
77th
Return on assets2.07%
95th
Loans to deposits11.7%
98th
Uninsured deposits1.9%
45th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
85th

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InstitutionScoreAssetsCapitalProblem loansCompare
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I B E W 26 Federal Credit UnionCredit union Lanham, MD57 out of 100, Moderate$29.9M7.6%0.75%vs
Ferko Md Federal Credit UnionCredit union Frederick, MD94 out of 100, Very strong$30.1M19.4%0.58%vs
Howard County Education Federal Credit UnionCredit union Ellicott City, MD51 out of 100, Below average$25.0M11.1%2.76%vs
Thiokol Elkton Federal Credit UnionCredit union Elkton, MD83 out of 100, Strong$23.8M18.2%0.16%vs
W S S C Federal Credit UnionCredit union Laurel, MD50 out of 100, Below average$35.4M10.1%1.95%vs

Deposit insurance

Is my money safe at None Suffer Lack Federal Credit Union?

Yes. None Suffer Lack Federal Credit Union is a federally insured credit union (NCUA charter #24657). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($423K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.14%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

None Suffer Lack Federal Credit Union lists 1 office in 1 city. Most locations:

  • Suitland, MD (1)

All branch addresses and map

Identity & history

Profile

Legal name
None Suffer Lack Federal Credit Union
Type
Federal credit union
NCUA charter #
24657
RSSD ID
3095593
Primary regulator
NCUA
Established
2001
Headquarters
4929 Allentown Rd, Suitland, MD 20746
Employees
4

Quick answers

None Suffer Lack Federal Credit Union: common questions

Is None Suffer Lack Federal Credit Union NCUA insured?

Yes. None Suffer Lack Federal Credit Union is a federally insured credit union (NCUA charter #24657). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is None Suffer Lack Federal Credit Union's TellerScore?

99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does None Suffer Lack Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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