Side-by-side · Q2 2026 data
Phoenixville Federal Bank and Trust vs Police & Fire Federal Credit Union
Bank
Phoenixville Federal Bank and Trust
Phoenixville, Pennsylvania · $100 million – $1 billion
Credit union
Police & Fire Federal Credit Union
Philadelphia, Pennsylvania · Over $10 billion
Metric by metric
| Measure | Phoenixville Federal Bank and Trust | Police & Fire Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 96 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 58 | 92 (stronger) |
| Earnings | 51 | 98 (stronger) |
| Funding & liquidity | 72 | 91 (stronger) |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 34th | 100th |
| Total assets | $648.0M | $10.2B |
| Deposits / shares | $559.1M | $8.3B |
| Capital ratio | 12.62% | 18.56% (stronger) |
| Problem loans | 1.25% | 0.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 0.77% | 1.95% (stronger) |
| Loans ÷ deposits | 88.2% | 68.9% (stronger) |
| Uninsured deposits | 13.9% | 9.1% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Police & Fire Federal Credit Union has the higher TellerScore (96 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Phoenixville Federal Bank and Trust leads on 1 and Police & Fire Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.