Side-by-side · Q2 2026 data
Phoenixville Federal Bank and Trust vs Reliance Savings Bank
Bank
Phoenixville Federal Bank and Trust
Phoenixville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Phoenixville Federal Bank and Trust | Reliance Savings Bank |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 76 (stronger) | 72 |
| Loan quality | 58 | 91 (stronger) |
| Earnings | 51 (stronger) | 32 |
| Funding & liquidity | 72 (stronger) | 46 |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 34th | 34th |
| Total assets | $648.0M | $648.9M |
| Deposits / shares | $559.1M | $511.7M |
| Capital ratio | 12.62% (stronger) | 12.24% |
| Problem loans | 1.25% | 0.26% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.77% (stronger) | 0.30% |
| Loans ÷ deposits | 88.2% (stronger) | 97.4% |
| Uninsured deposits | 13.9% (stronger) | 29.8% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | 10.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Phoenixville Federal Bank and Trust leads on 5 and Reliance Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.