Side-by-side · Q2 2026 data
Picatinny Federal Credit Union vs Credit Union of New Jersey, a
Metric by metric
| Measure | Picatinny Federal Credit Union | Credit Union of New Jersey, a |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 44 | 56 (stronger) |
| Loan quality | 77 (stronger) | 69 |
| Earnings | 40 | 94 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 34th | 57th |
| Total assets | $459.1M | $512.8M |
| Deposits / shares | $401.8M | $441.4M |
| Capital ratio | 9.42% | 10.60% (stronger) |
| Problem loans | 0.70% (stronger) | 0.93% |
| Net charge-offs | 0.20% (stronger) | 0.71% |
| Return on assets | 0.50% | 1.84% (stronger) |
| Loans ÷ deposits | 60.0% (stronger) | 89.7% |
| Uninsured deposits | 10.3% | 4.1% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.8% | — |
Credit Union of New Jersey, a has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Picatinny Federal Credit Union leads on 3 and Credit Union of New Jersey, a on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.