Side-by-side · Q2 2026 data
Pickens Savings and Loan Association, FA vs 1st Federal Savings Bank of SC, Inc.
Bank
Pickens Savings and Loan Association, FA
Pickens, South Carolina · $100 million – $1 billion
Bank
1st Federal Savings Bank of SC, Inc.
Walterboro, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Pickens Savings and Loan Association, FA | 1st Federal Savings Bank of SC, Inc. |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 59 (stronger) | 47 |
| Loan quality | 100 | 100 |
| Earnings | 48 (stronger) | 44 |
| Funding & liquidity | 87 (stronger) | 70 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 61st | 37th |
| Total assets | $138.3M | $151.6M |
| Deposits / shares | $117.2M | $134.3M |
| Capital ratio | 10.86% (stronger) | 9.68% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.70% (stronger) | 0.61% |
| Loans ÷ deposits | 72.8% (stronger) | 86.1% |
| Uninsured deposits | 11.1% (stronger) | 18.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pickens Savings and Loan Association, FA has the higher TellerScore (75 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Pickens Savings and Loan Association, FA leads on 6 and 1st Federal Savings Bank of SC, Inc. on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.