Side-by-side · Q2 2026 data
Pickens Savings and Loan Association, FA vs CBL State Savings Bank
Bank
Pickens Savings and Loan Association, FA
Pickens, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Pickens Savings and Loan Association, FA | CBL State Savings Bank |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 48 (stronger) | 24 |
| Funding & liquidity | 87 (stronger) | 67 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 61st | 77th |
| Total assets | $138.3M | $191.3M |
| Deposits / shares | $117.2M | $125.9M |
| Capital ratio | 10.86% | 15.93% (stronger) |
| Problem loans | 0.00% (stronger) | 0.01% |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 0.70% (stronger) | 0.10% |
| Loans ÷ deposits | 72.8% (stronger) | 92.6% |
| Uninsured deposits | 11.1% (stronger) | 15.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CBL State Savings Bank has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Pickens Savings and Loan Association, FA leads on 4 and CBL State Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.