Side-by-side · Q2 2026 data
Pickens Savings and Loan Association, FA vs Greenville Heritage Federal Credit Union
Bank
Pickens Savings and Loan Association, FA
Pickens, South Carolina · $100 million – $1 billion
Credit union
Greenville Heritage Federal Credit Union
Greenville, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Pickens Savings and Loan Association, FA | Greenville Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 59 | 75 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 48 | 51 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 61st | 78th |
| Total assets | $138.3M | $181.2M |
| Deposits / shares | $117.2M | $157.1M |
| Capital ratio | 10.86% | 12.53% (stronger) |
| Problem loans | 0.00% (stronger) | 0.34% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 0.70% | 0.78% (stronger) |
| Loans ÷ deposits | 72.8% | 58.9% (stronger) |
| Uninsured deposits | 11.1% | 8.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
Greenville Heritage Federal Credit Union has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Pickens Savings and Loan Association, FA leads on 2 and Greenville Heritage Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.