Side-by-side · Q2 2026 data
Piedmont Advantage Credit Union vs Mountain Credit Union
Credit union
Piedmont Advantage Credit Union
Winston Salem, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Piedmont Advantage Credit Union | Mountain Credit Union |
|---|---|---|
| TellerScore | 54 | 70 (stronger) |
| Capital cushion | 36 | 62 (stronger) |
| Loan quality | 83 (stronger) | 78 |
| Earnings | 0 | 43 (stronger) |
| Funding & liquidity | 90 | 95 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 10th | 51st |
| Total assets | $367.9M | $372.4M |
| Deposits / shares | $342.7M | $327.2M |
| Capital ratio | 8.55% | 11.22% (stronger) |
| Problem loans | 0.50% (stronger) | 0.67% |
| Net charge-offs | 0.07% (stronger) | 0.52% |
| Return on assets | -0.51% | 0.59% (stronger) |
| Loans ÷ deposits | 70.6% | 65.4% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 6.6% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.1% | 19.0% |
Mountain Credit Union has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Piedmont Advantage Credit Union leads on 3 and Mountain Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.