Side-by-side · Q2 2026 data
Piedmont Federal Savings Bank vs American Pride Bank
Metric by metric
| Measure | Piedmont Federal Savings Bank | American Pride Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 28 | 41 (stronger) |
| Funding & liquidity | 58 (stronger) | 44 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 86th | 83rd |
| Total assets | $1.3B | $1.0B |
| Deposits / shares | $973.7M | $889.9M |
| Capital ratio | 18.60% (stronger) | 14.08% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.21% | 0.52% (stronger) |
| Loans ÷ deposits | 93.5% | 80.2% (stronger) |
| Uninsured deposits | 23.2% (stronger) | 47.8% |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 17.2% |
Piedmont Federal Savings Bank has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Piedmont Federal Savings Bank leads on 4 and American Pride Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.