Side-by-side · Q2 2026 data
Pike National Bank vs First Southern Bank
Metric by metric
| Measure | Pike National Bank | First Southern Bank |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 60 | 95 (stronger) |
| Funding & liquidity | 70 | 79 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 50th | 84th |
| Total assets | $408.8M | $317.3M |
| Deposits / shares | $358.0M | $271.4M |
| Capital ratio | 11.73% (stronger) | 10.57% |
| Problem loans | 0.59% | 0.00% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.09% |
| Return on assets | 1.00% | 1.89% (stronger) |
| Loans ÷ deposits | 64.5% | 54.2% (stronger) |
| Uninsured deposits | 38.6% | 34.1% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Southern Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Pike National Bank leads on 2 and First Southern Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.