Side-by-side · Q2 2026 data
Pilgrim Bank vs East Texas Professional Credit Union
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Pilgrim Bank | East Texas Professional Credit Union |
|---|---|---|
| TellerScore | 68 | 90 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 43 | 91 (stronger) |
| Funding & liquidity | 68 | 75 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 37th | 98th |
| Total assets | $714.6M | $1.4B |
| Deposits / shares | $578.4M | $1.2B |
| Capital ratio | 10.21% | 19.38% (stronger) |
| Problem loans | 0.15% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 0.58% | 1.78% (stronger) |
| Loans ÷ deposits | 79.7% (stronger) | 84.9% |
| Uninsured deposits | 26.2% | 2.1% (stronger) |
| Offices | 13 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 23.5% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pilgrim Bank leads on 3 and East Texas Professional Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.