Side-by-side · Q2 2026 data
Pillar Bank vs Security Bank
Metric by metric
| Measure | Pillar Bank | Security Bank |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 50 | 66 (stronger) |
| Loan quality | 69 (stronger) | 60 |
| Earnings | 59 | 89 (stronger) |
| Funding & liquidity | 64 (stronger) | 56 |
| Problem-loan coverage | 87 (stronger) | 83 |
| Peer percentile | 22nd | 40th |
| Total assets | $267.0M | $253.8M |
| Deposits / shares | $195.8M | $216.4M |
| Capital ratio | 9.99% | 11.58% (stronger) |
| Problem loans | 0.92% (stronger) | 1.19% |
| Net charge-offs | -0.05% (stronger) | 0.07% |
| Return on assets | 0.97% | 1.74% (stronger) |
| Loans ÷ deposits | 79.0% (stronger) | 104.1% |
| Uninsured deposits | 30.6% | 12.0% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 6.9% |
Security Bank has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Pillar Bank leads on 3 and Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.