Side-by-side · Q2 2026 data
Pillar Bank vs Westconsin Credit Union
Metric by metric
| Measure | Pillar Bank | Westconsin Credit Union |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 50 | 80 (stronger) |
| Loan quality | 69 | 79 (stronger) |
| Earnings | 59 | 64 (stronger) |
| Funding & liquidity | 64 | 81 (stronger) |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 22nd | 84th |
| Total assets | $267.0M | $2.2B |
| Deposits / shares | $195.8M | $1.9B |
| Capital ratio | 9.99% | 12.95% (stronger) |
| Problem loans | 0.92% | 0.64% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.22% |
| Return on assets | 0.97% | 1.10% (stronger) |
| Loans ÷ deposits | 79.0% (stronger) | 79.2% |
| Uninsured deposits | 30.6% | 5.9% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 15.4% |
Westconsin Credit Union has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Pillar Bank leads on 2 and Westconsin Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Amery, WI
- Baldwin, WI