Side-by-side · Q2 2026 data
Pillar Credit Union vs Education First Credit Union, Inc.
Credit union
Education First Credit Union, Inc.
Columbus, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Pillar Credit Union | Education First Credit Union, Inc. |
|---|---|---|
| TellerScore | 76 (stronger) | 54 |
| Capital cushion | 66 (stronger) | 50 |
| Loan quality | 80 (stronger) | 29 |
| Earnings | 67 | 68 (stronger) |
| Funding & liquidity | 92 (stronger) | 78 |
| Problem-loan coverage | 94 (stronger) | 67 |
| Peer percentile | 68th | 10th |
| Total assets | $134.8M | $145.7M |
| Deposits / shares | $120.4M | $125.6M |
| Capital ratio | 11.64% (stronger) | 10.00% |
| Problem loans | 0.60% (stronger) | 2.13% |
| Net charge-offs | 0.22% | 0.22% (stronger) |
| Return on assets | 1.17% | 1.19% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 82.4% |
| Uninsured deposits | 5.1% (stronger) | 5.2% |
| Offices | 3 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
Pillar Credit Union has the higher TellerScore (76 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Pillar Credit Union leads on 5 and Education First Credit Union, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.