Side-by-side · Q2 2026 data
Pilot Grove Savings Bank vs Farmers State Bank
Metric by metric
| Measure | Pilot Grove Savings Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 74 | 91 (stronger) |
| Capital cushion | 38 | 94 (stronger) |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 100 | 100 |
| Funding & liquidity | 56 | 67 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 74th | 99th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.1B | $919.5M |
| Capital ratio | 8.82% | 14.37% (stronger) |
| Problem loans | 0.13% (stronger) | 0.21% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 2.23% (stronger) | 2.17% |
| Loans ÷ deposits | 83.0% (stronger) | 93.7% |
| Uninsured deposits | 34.1% | 12.7% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
Farmers State Bank has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Pilot Grove Savings Bank leads on 3 and Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.