Side-by-side · Q2 2026 data
Pilot Grove Savings Bank vs Federation Bank
Metric by metric
| Measure | Pilot Grove Savings Bank | Federation Bank |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 38 | 55 (stronger) |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 56 | 99 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 74th | 84th |
| Total assets | $1.2B | $155.8M |
| Deposits / shares | $1.1B | $133.8M |
| Capital ratio | 8.82% | 10.49% (stronger) |
| Problem loans | 0.13% (stronger) | 0.20% |
| Net charge-offs | 0.02% | -0.06% (stronger) |
| Return on assets | 2.23% (stronger) | 1.79% |
| Loans ÷ deposits | 83.0% | 61.0% (stronger) |
| Uninsured deposits | 34.1% | 6.3% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.4% |
Federation Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Pilot Grove Savings Bank leads on 2 and Federation Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.