Side-by-side · Q2 2026 data
Pinal County Federal Credit Union vs American Southwest Credit Union
Credit union
Pinal County Federal Credit Union
Casa Grande, Arizona · $100 million – $1 billion
Metric by metric
| Measure | Pinal County Federal Credit Union | American Southwest Credit Union |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 49 | 63 (stronger) |
| Loan quality | 82 (stronger) | 71 |
| Earnings | 46 | 83 (stronger) |
| Funding & liquidity | 95 | 99 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 45th | 71st |
| Total assets | $338.8M | $440.0M |
| Deposits / shares | $259.8M | $388.7M |
| Capital ratio | 9.86% | 11.31% (stronger) |
| Problem loans | 0.53% (stronger) | 0.88% |
| Net charge-offs | 0.68% (stronger) | 0.86% |
| Return on assets | 0.66% | 1.56% (stronger) |
| Loans ÷ deposits | 65.2% | 60.9% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 11.2% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Southwest Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pinal County Federal Credit Union leads on 3 and American Southwest Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.