TellerScore

Pinal County Federal Credit Union (NCUA charter #9099) is based in Casa Grande, Arizona. Its Q2 2026 call report shows $338.8M in total assets and $259.8M in member shares and deposits and 5 offices.

Pinal County Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 45% of its 1,341 credit unions with $100 million – $1 billion. Among 33 credit unions headquartered in Arizona, it ranks 20th. Funding & liquidity contributes the most (95/100, 65% loans-to-deposits, 6% uninsured); earnings contributes the least (46/100, 0.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.86%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.53%
Earnings46/100
Return on assets (annualized): 0.66%
Funding & liquidity95/100
Loans ÷ shares: 65.2% · 5.5% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.95%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (74 → 68), mostly because the loan quality component weakened by 12 points.

TellerScore
546474Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202455
Q3 202454
Q4 202456
Q1 202567
Q2 202574
Q3 202571
Q4 202570
Q1 202667
Q2 202668
Net worth ratio
7.00%8.66%10.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.46%
Q3 20247.37%
Q4 20247.79%
Q1 20257.73%
Q2 202510.33%
Q3 202510.22%
Q4 202510.04%
Q1 20269.71%
Q2 20269.86%
Delinquent loans (60+ days)
0.18%0.36%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.46%
Q3 20240.46%
Q4 20240.50%
Q1 20250.27%
Q2 20250.18%
Q3 20250.42%
Q4 20250.46%
Q1 20260.45%
Q2 20260.53%
Return on assets
0.08%0.61%1.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.16%
Q3 20240.08%
Q4 20240.11%
Q1 20251.13%
Q2 20250.80%
Q3 20250.74%
Q4 20250.76%
Q1 20260.43%
Q2 20260.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$338.8M9.86%0.53%0.66%65.2%
Q1 202667$341.0M9.71%0.45%0.43%64.3%
Q4 202570$332.3M10.04%0.46%0.76%63.8%
Q3 202571$331.6M10.22%0.42%0.74%63.8%
Q2 202574$329.2M10.33%0.18%0.80%65.4%
Q1 202567$293.3M7.73%0.27%1.13%70.2%
Q4 202456$283.7M7.79%0.50%0.11%75.3%
Q3 202454$298.0M7.37%0.46%0.08%79.2%
Q2 202455$294.9M7.46%0.46%0.16%78.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.86%
26th
Problem loans0.53%
62nd
Net charge-offs0.68%
22nd
Return on assets0.66%
43rd
Loans to deposits65.2%
70th
Uninsured deposits5.5%
53rd
Loan-loss reserves0.00%
50th
Texas ratio2.9%
62nd

Similar-size credit unions in Arizona

InstitutionScoreAssetsCapitalProblem loansCompare
Aero Federal Credit UnionCredit union Glendale, AZ79 out of 100, Strong$364.4M12.0%0.11%vs
Avenir Financial Federal Credit UnionCredit union Yuma, AZ72 out of 100, Strong$400.9M12.8%0.39%vs
Landings Credit UnionCredit union Tempe, AZ71 out of 100, Strong$263.2M10.7%0.79%vs
Pyramid Federal Credit UnionCredit union Tucson, AZ59 out of 100, Moderate$247.9M10.6%1.51%vs
American Southwest Credit UnionCredit union Sierra Vista, AZ77 out of 100, Strong$440.0M11.3%0.88%vs
Sunwest Federal Credit UnionCredit union Glendale, AZ67 out of 100, Moderate$525.2M11.0%0.48%vs

Deposit insurance

Is my money safe at Pinal County Federal Credit Union?

Yes. Pinal County Federal Credit Union is a federally insured credit union (NCUA charter #9099). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.5% of shares and deposits ($14.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Pinal County Federal Credit Union lists 5 offices in 5 cities. Most locations:

  • Apache Junction, AZ (1)
  • Casa Grande, AZ (1)
  • Coolidge, AZ (1)
  • Florence, AZ (1)
  • Maricopa, AZ (1)

All branch addresses and map

Identity & history

Profile

Legal name
Pinal County Federal Credit Union
Type
Federal credit union
NCUA charter #
9099
RSSD ID
340489
Primary regulator
NCUA
Established
1954
Headquarters
1000 E Florence Blvd, Casa Grande, AZ 85122
Employees
92

Quick answers

Pinal County Federal Credit Union: common questions

Is Pinal County Federal Credit Union NCUA insured?

Yes. Pinal County Federal Credit Union is a federally insured credit union (NCUA charter #9099). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pinal County Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pinal County Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Casa Grande

InstitutionScoreAssetsCapitalProblem loansCompare
Desert Financial Credit UnionCredit union Phoenix, AZ80 out of 100, Strong$9.9B12.1%0.47%vs
Western State BankBank Devils Lake, ND78 out of 100, Strong$2.5B13.2%0.90%vs
Glacier BankBank Kalispell, MT68 out of 100, Moderate$31.6B10.1%0.42%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
First National Bank TexasBank Killeen, TX64 out of 100, Moderate$4.6B9.1%1.23%vs
Vantage West Credit UnionCredit union Tucson, AZ63 out of 100, Moderate$3.3B10.3%0.84%vs