Side-by-side · Q2 2026 data
Pine Belt Federal Credit Union vs Mississippi Highway Safty Pat Federal Credit Union
Credit union
Pine Belt Federal Credit Union
Hattiesburg, Mississippi · Under $100 million in assets
Credit union
Mississippi Highway Safty Pat Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Pine Belt Federal Credit Union | Mississippi Highway Safty Pat Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 (stronger) | 0 |
| Earnings | 21 | 95 (stronger) |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 96 (stronger) | 75 |
| Peer percentile | 47th | 38th |
| Total assets | $13.9M | $13.1M |
| Deposits / shares | $10.0M | $9.3M |
| Capital ratio | 27.22% | 28.43% (stronger) |
| Problem loans | 0.72% (stronger) | 6.62% |
| Net charge-offs | 1.15% | 0.00% (stronger) |
| Return on assets | 0.02% | 1.88% (stronger) |
| Loans ÷ deposits | 92.7% | 75.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pine Belt Federal Credit Union has the higher TellerScore (73 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Pine Belt Federal Credit Union leads on 2 and Mississippi Highway Safty Pat Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.