Side-by-side · Q2 2026 data
Pine Federal Credit Union vs Truservice Community Federal Credit Union
Credit union
Truservice Community Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Pine Federal Credit Union | Truservice Community Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 50 | 84 (stronger) |
| Earnings | 66 (stronger) | 30 |
| Funding & liquidity | 97 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 65th | 20th |
| Total assets | $62.8M | $52.5M |
| Deposits / shares | $47.3M | $47.7M |
| Capital ratio | 24.54% (stronger) | 8.85% |
| Problem loans | 1.49% | 0.48% (stronger) |
| Net charge-offs | 0.70% | 0.49% (stronger) |
| Return on assets | 1.14% (stronger) | 0.24% |
| Loans ÷ deposits | 62.9% (stronger) | 84.4% |
| Uninsured deposits | 7.2% | 4.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pine Federal Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Pine Federal Credit Union leads on 4 and Truservice Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.