Side-by-side · Q2 2026 data
Pine River State Bank vs American National Bank of Minnesota
Metric by metric
| Measure | Pine River State Bank | American National Bank of Minnesota |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 35 | 58 (stronger) |
| Loan quality | 75 (stronger) | 67 |
| Earnings | 57 | 74 (stronger) |
| Funding & liquidity | 98 (stronger) | 51 |
| Problem-loan coverage | 87 (stronger) | 85 |
| Peer percentile | 26th | 29th |
| Total assets | $185.3M | $473.2M |
| Deposits / shares | $169.8M | $347.6M |
| Capital ratio | 8.48% | 10.85% (stronger) |
| Problem loans | 0.74% (stronger) | 1.00% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.92% | 1.35% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 109.7% |
| Uninsured deposits | 13.3% | 13.1% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | 3.4% |
American National Bank of Minnesota has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Pine River State Bank leads on 3 and American National Bank of Minnesota on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.