Side-by-side · Q2 2026 data
Pinellas Federal Credit Union vs First Choice Credit Union
Metric by metric
| Measure | Pinellas Federal Credit Union | First Choice Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 81 (stronger) | 54 |
| Loan quality | 69 | 80 (stronger) |
| Earnings | 43 (stronger) | 36 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 60th | 45th |
| Total assets | $170.4M | $161.3M |
| Deposits / shares | $147.3M | $146.5M |
| Capital ratio | 13.10% (stronger) | 10.44% |
| Problem loans | 0.92% | 0.60% (stronger) |
| Net charge-offs | 0.34% | 0.33% (stronger) |
| Return on assets | 0.57% (stronger) | 0.41% |
| Loans ÷ deposits | 66.6% | 53.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 7.0% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pinellas Federal Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pinellas Federal Credit Union leads on 4 and First Choice Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.