Side-by-side · Q2 2026 data
Pinnacle Bank vs The Community Bank
Metric by metric
| Measure | Pinnacle Bank | The Community Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 62 |
| Capital cushion | 59 (stronger) | 56 |
| Loan quality | 96 (stronger) | 45 |
| Earnings | 76 (stronger) | 65 |
| Funding & liquidity | 64 | 85 (stronger) |
| Problem-loan coverage | 81 (stronger) | 80 |
| Peer percentile | 77th | 22nd |
| Total assets | $2.7B | $211.8M |
| Deposits / shares | $2.3B | $191.8M |
| Capital ratio | 10.93% (stronger) | 10.55% |
| Problem loans | 0.13% (stronger) | 1.64% |
| Net charge-offs | 0.01% (stronger) | 0.45% |
| Return on assets | 1.41% (stronger) | 1.12% |
| Loans ÷ deposits | 80.7% | 61.9% (stronger) |
| Uninsured deposits | 29.6% | 26.8% (stronger) |
| Offices | 26 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Pinnacle Bank has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 5 and The Community Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Springtown, TX