Side-by-side · Q2 2026 data
Pinnacle Bank vs Farmers Savings Bank
Metric by metric
| Measure | Pinnacle Bank | Farmers Savings Bank |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 75 | 81 (stronger) |
| Earnings | 89 (stronger) | 78 |
| Funding & liquidity | 57 | 66 (stronger) |
| Problem-loan coverage | 79 | 95 (stronger) |
| Peer percentile | 82nd | 88th |
| Total assets | $324.4M | $140.3M |
| Deposits / shares | $268.2M | $115.3M |
| Capital ratio | 14.66% | 16.51% (stronger) |
| Problem loans | 0.75% | 0.57% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.72% (stronger) | 1.46% |
| Loans ÷ deposits | 77.5% (stronger) | 88.3% |
| Uninsured deposits | 38.1% | 20.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.1% |
Farmers Savings Bank has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 2 and Farmers Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.