Side-by-side · Q2 2026 data
Pinnacle Bank vs Alatrust Credit Union
Metric by metric
| Measure | Pinnacle Bank | Alatrust Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 63 | 90 (stronger) |
| Loan quality | 99 (stronger) | 43 |
| Earnings | 66 | 70 (stronger) |
| Funding & liquidity | 64 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 64th | 66th |
| Total assets | $384.5M | $224.0M |
| Deposits / shares | $355.0M | $197.8M |
| Capital ratio | 11.30% | 13.97% (stronger) |
| Problem loans | 0.02% (stronger) | 1.72% |
| Net charge-offs | 0.05% (stronger) | 0.23% |
| Return on assets | 1.15% | 1.25% (stronger) |
| Loans ÷ deposits | 37.8% (stronger) | 63.3% |
| Uninsured deposits | 48.0% | 7.8% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 51.5% |
Pinnacle Bank has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 4 and Alatrust Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.