TellerScore

Side-by-side · Q2 2026 data

Pinnacle Bank vs American Plus Bank, N.A.

Bank

Pinnacle Bank

Gilroy, California · $100 million – $1 billion

52of 100
Below average

Bank

American Plus Bank, N.A.

Arcadia, California · $100 million – $1 billion

88of 100
Very strong

Metric by metric

MeasurePinnacle BankAmerican Plus Bank, N.A.
TellerScore5288 (stronger)
Capital cushion69100 (stronger)
Loan quality2399 (stronger)
Earnings4492 (stronger)
Funding & liquidity67 (stronger)34
Problem-loan coverage7097 (stronger)
Peer percentile8th92nd
Total assets$937.0M$935.0M
Deposits / shares$810.3M$748.0M
Capital ratio11.88%16.46% (stronger)
Problem loans2.30%0.04% (stronger)
Net charge-offs2.09%0.00% (stronger)
Return on assets0.61%1.81% (stronger)
Loans ÷ deposits70.2% (stronger)105.9%
Uninsured deposits35.7%33.5% (stronger)
Offices44
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

American Plus Bank, N.A. has the higher TellerScore (88 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 1 and American Plus Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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