Side-by-side · Q2 2026 data
Pinnacle Bank vs Commonwealth Central Credit Union
Metric by metric
| Measure | Pinnacle Bank | Commonwealth Central Credit Union |
|---|---|---|
| TellerScore | 52 | 80 (stronger) |
| Capital cushion | 69 | 92 (stronger) |
| Loan quality | 23 | 86 (stronger) |
| Earnings | 44 | 48 (stronger) |
| Funding & liquidity | 67 | 79 (stronger) |
| Problem-loan coverage | 70 | 96 (stronger) |
| Peer percentile | 8th | 78th |
| Total assets | $937.0M | $624.9M |
| Deposits / shares | $810.3M | $530.3M |
| Capital ratio | 11.88% | 14.23% (stronger) |
| Problem loans | 2.30% | 0.41% (stronger) |
| Net charge-offs | 2.09% | 0.61% (stronger) |
| Return on assets | 0.61% | 0.70% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 81.5% |
| Uninsured deposits | 35.7% | 7.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.6% |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 1 and Commonwealth Central Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.