Side-by-side · Q2 2026 data
Pinnacle Bank vs Provident Credit Union
Metric by metric
| Measure | Pinnacle Bank | Provident Credit Union |
|---|---|---|
| TellerScore | 52 | 72 (stronger) |
| Capital cushion | 69 (stronger) | 59 |
| Loan quality | 23 | 98 (stronger) |
| Earnings | 44 | 46 (stronger) |
| Funding & liquidity | 67 | 69 (stronger) |
| Problem-loan coverage | 70 | 99 (stronger) |
| Peer percentile | 8th | 66th |
| Total assets | $937.0M | $3.6B |
| Deposits / shares | $810.3M | $3.1B |
| Capital ratio | 11.88% (stronger) | 10.86% |
| Problem loans | 2.30% | 0.07% (stronger) |
| Net charge-offs | 2.09% | 0.09% (stronger) |
| Return on assets | 0.61% | 0.65% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 90.8% |
| Uninsured deposits | 35.7% | 10.2% (stronger) |
| Offices | 4 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
Provident Credit Union has the higher TellerScore (72 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 2 and Provident Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.