Side-by-side · Q2 2026 data
Pinnacle Bank vs Star One Credit Union
Metric by metric
| Measure | Pinnacle Bank | Star One Credit Union |
|---|---|---|
| TellerScore | 52 | 77 (stronger) |
| Capital cushion | 69 | 91 (stronger) |
| Loan quality | 23 | 96 (stronger) |
| Earnings | 44 (stronger) | 25 |
| Funding & liquidity | 67 | 71 (stronger) |
| Problem-loan coverage | 70 | 99 (stronger) |
| Peer percentile | 8th | 82nd |
| Total assets | $937.0M | $9.7B |
| Deposits / shares | $810.3M | $8.4B |
| Capital ratio | 11.88% | 14.06% (stronger) |
| Problem loans | 2.30% | 0.13% (stronger) |
| Net charge-offs | 2.09% | 0.04% (stronger) |
| Return on assets | 0.61% (stronger) | 0.12% |
| Loans ÷ deposits | 70.2% (stronger) | 80.5% |
| Uninsured deposits | 35.7% | 22.9% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
Star One Credit Union has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank leads on 2 and Star One Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.