TellerScore

Side-by-side · Q2 2026 data

Pinnacle Bank, Inc. vs Cornerstone Community Bank

Bank

Pinnacle Bank, Inc.

Pikeville, Kentucky · Under $100 million in assets

67of 100
Moderate

Bank

Cornerstone Community Bank

Owensboro, Kentucky · Under $100 million in assets

74of 100
Strong

Metric by metric

MeasurePinnacle Bank, Inc.Cornerstone Community Bank
TellerScore6774 (stronger)
Capital cushion100100
Loan quality42100 (stronger)
Earnings37 (stronger)7
Funding & liquidity70 (stronger)50
Problem-loan coverage83100 (stronger)
Peer percentile30th51st
Total assets$57.9M$44.5M
Deposits / shares$46.8M$19.9M
Capital ratio15.67%277.16% (stronger)
Problem loans1.74%0.00% (stronger)
Net charge-offs0.97%0.00% (stronger)
Return on assets0.43% (stronger)-0.34%
Loans ÷ deposits78.4%14.3% (stronger)
Uninsured deposits25.3% (stronger)63.3%
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Cornerstone Community Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank, Inc. leads on 2 and Cornerstone Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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