Cornerstone Community Bank (FDIC certificate #59379) is based in Owensboro, Kentucky. Its Q2 2026 call report shows $44.5M in total assets and $19.9M in deposits and 1 office.
Cornerstone Community Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 51% of its 546 banks with under $100 million in assets. Among 120 banks headquartered in Kentucky, it ranks 57th. Capital cushion contributes the most (100/100, 277.16%); earnings contributes the least (7/100, -0.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
1 quarters
Health trend
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $44.5M | 277.16% | 0.00% | -0.34% | 14.3% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kentucky
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carrollton Federal BankBank Carrollton, KY | 87 out of 100, Very strong | $43.6M | 15.7% | 0.00% | vs |
| Citizens Federal Savings and Loan AssociationBank Covington, KY | 79 out of 100, Strong | $41.9M | 28.0% | 0.00% | vs |
| First Federal Savings and Loan AssociationBank Morehead, KY | 54 out of 100, Below average | $41.3M | 25.6% | 3.07% | vs |
| Pinnacle Bank, Inc.Bank Pikeville, KY | 67 out of 100, Moderate | $57.9M | 15.7% | 1.74% | vs |
| Blue Grass Federal Savings and Loan AssociationBank Paris, KY | 79 out of 100, Strong | $58.5M | 15.9% | 0.00% | vs |
| Home Savings Bank, FSBBank Ludlow, KY | 25 out of 100, Low | $25.7M | 10.2% | 7.46% | vs |
Deposit insurance
Is my money safe at Cornerstone Community Bank?
Yes. Cornerstone Community Bank is an FDIC-insured institution (FDIC certificate #59379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 63.3% of deposits ($12.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 277.16%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 220.54% (benchmark: 10%).
1 location
Branches
Cornerstone Community Bank lists 1 office in 1 city. Most locations:
- Owensboro, KY (1)
Identity & history
Profile
- Legal name
- Cornerstone Community Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59379
- RSSD ID
- 6152572
- Primary regulator
- FDIC
- Established
- June 8, 2026
- Headquarters
- 1819 Frederica St, Owensboro, KY 42301
- Website
- ourccbank.com
- Employees
- 10
Quick answers
Cornerstone Community Bank: common questions
Is Cornerstone Community Bank FDIC insured?
Yes. Cornerstone Community Bank is an FDIC-insured institution (FDIC certificate #59379). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Cornerstone Community Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Cornerstone Community Bank ever failed?
There is no failure record for FDIC certificate #59379 in the FDIC failed bank list.
How many branches does Cornerstone Community Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Owensboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Green River Area Federal Credit UnionCredit union Owensboro, KY | 89 out of 100, Very strong | $60.3M | 20.7% | 0.53% | vs |
| Owensboro Federal Credit UnionCredit union Owensboro, KY | 88 out of 100, Very strong | $88.3M | 14.2% | 0.26% | vs |
| Commonwealth Community Bank, Inc.Bank Hartford, KY | 83 out of 100, Strong | $157.7M | 14.7% | 0.24% | vs |
| Daviess County Teachers Federal Credit UnionCredit union Owensboro, KY | 82 out of 100, Strong | $75.3M | 12.5% | 0.49% | vs |
| Freedom BankBank Huntingburg, IN | 82 out of 100, Strong | $585.7M | 12.6% | 0.23% | vs |
| Diamond Valley Federal Credit UnionCredit union Evansville, IN | 78 out of 100, Strong | $178.8M | 12.9% | 0.72% | vs |