Side-by-side · Q2 2026 data
Pinnacle Bank, Inc. vs New Peoples Bank, Inc.
Metric by metric
| Measure | Pinnacle Bank, Inc. | New Peoples Bank, Inc. |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 42 | 85 (stronger) |
| Earnings | 37 | 79 (stronger) |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 30th | 64th |
| Total assets | $57.9M | $942.5M |
| Deposits / shares | $46.8M | $828.4M |
| Capital ratio | 15.67% (stronger) | 11.17% |
| Problem loans | 1.74% | 0.45% (stronger) |
| Net charge-offs | 0.97% | 0.06% (stronger) |
| Return on assets | 0.43% | 1.48% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 87.6% |
| Uninsured deposits | 25.3% | 12.7% (stronger) |
| Offices | 3 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
New Peoples Bank, Inc. has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank, Inc. leads on 2 and New Peoples Bank, Inc. on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.