Side-by-side · Q2 2026 data
Pinnacle Bank - Wyoming vs A.C.P.E. Federal Credit Union
Metric by metric
| Measure | Pinnacle Bank - Wyoming | A.C.P.E. Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 57 | 68 (stronger) |
| Loan quality | 91 (stronger) | 84 |
| Earnings | 87 | 89 (stronger) |
| Funding & liquidity | 69 | 95 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 83rd | 72nd |
| Total assets | $1.3B | $78.1M |
| Deposits / shares | $1.2B | $68.9M |
| Capital ratio | 10.69% | 11.75% (stronger) |
| Problem loans | 0.26% (stronger) | 0.47% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.67% | 1.74% (stronger) |
| Loans ÷ deposits | 79.2% | 65.5% (stronger) |
| Uninsured deposits | 25.9% | 8.2% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | — |
A.C.P.E. Federal Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Pinnacle Bank - Wyoming leads on 2 and A.C.P.E. Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.