Side-by-side · Q2 2026 data
Pioneer Appalachia Federal Credit Union vs Wv National Guard Federal Credit Union
Credit union
Pioneer Appalachia Federal Credit Union
Charleston, West Virginia · $100 million – $1 billion
Credit union
Wv National Guard Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Pioneer Appalachia Federal Credit Union | Wv National Guard Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 98 (stronger) |
| Capital cushion | 63 | 98 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 41 | 93 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 68th | 98th |
| Total assets | $245.2M | $51.6M |
| Deposits / shares | $216.8M | $43.8M |
| Capital ratio | 11.26% | 14.81% (stronger) |
| Problem loans | 0.07% | 0.00% (stronger) |
| Net charge-offs | 0.26% | 0.00% (stronger) |
| Return on assets | 0.52% | 1.82% (stronger) |
| Loans ÷ deposits | 65.9% | 57.5% (stronger) |
| Uninsured deposits | 7.3% (stronger) | 12.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Wv National Guard Federal Credit Union has the higher TellerScore (98 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Appalachia Federal Credit Union leads on 1 and Wv National Guard Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.