Side-by-side · Q2 2026 data
Pioneer Bank vs 21st Century Bank
Metric by metric
| Measure | Pioneer Bank | 21st Century Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 52 | 57 (stronger) |
| Loan quality | 81 | 94 (stronger) |
| Earnings | 83 (stronger) | 73 |
| Funding & liquidity | 68 (stronger) | 35 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 47th | 43rd |
| Total assets | $883.8M | $894.8M |
| Deposits / shares | $763.0M | $658.8M |
| Capital ratio | 10.20% | 10.66% (stronger) |
| Problem loans | 0.58% | 0.19% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 1.57% (stronger) | 1.31% |
| Loans ÷ deposits | 84.2% (stronger) | 101.2% |
| Uninsured deposits | 22.6% (stronger) | 37.1% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | 2.3% |
Pioneer Bank has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 5 and 21st Century Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.