Side-by-side · Q2 2026 data
Pioneer Bank vs Americana Community Bank
Metric by metric
| Measure | Pioneer Bank | Americana Community Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 52 | 67 (stronger) |
| Loan quality | 81 (stronger) | 80 |
| Earnings | 83 (stronger) | 45 |
| Funding & liquidity | 68 (stronger) | 57 |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 47th | 34th |
| Total assets | $883.8M | $179.9M |
| Deposits / shares | $763.0M | $152.7M |
| Capital ratio | 10.20% | 11.66% (stronger) |
| Problem loans | 0.58% (stronger) | 0.60% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.57% (stronger) | 0.62% |
| Loans ÷ deposits | 84.2% (stronger) | 92.6% |
| Uninsured deposits | 22.6% (stronger) | 24.7% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Pioneer Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 5 and Americana Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.