Side-by-side · Q2 2026 data
Pioneer Bank vs First National Bank North
Metric by metric
| Measure | Pioneer Bank | First National Bank North |
|---|---|---|
| TellerScore | 71 | 85 (stronger) |
| Capital cushion | 52 | 71 (stronger) |
| Loan quality | 81 | 92 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 47th | 88th |
| Total assets | $883.8M | $864.3M |
| Deposits / shares | $763.0M | $756.3M |
| Capital ratio | 10.20% | 12.14% (stronger) |
| Problem loans | 0.58% | 0.23% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.57% | 2.54% (stronger) |
| Loans ÷ deposits | 84.2% | 84.1% (stronger) |
| Uninsured deposits | 22.6% | 17.1% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
First National Bank North has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 0 and First National Bank North on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.