Side-by-side · Q2 2026 data
Pioneer Bank vs Janesville State Bank
Metric by metric
| Measure | Pioneer Bank | Janesville State Bank |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 52 | 64 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 83 (stronger) | 82 |
| Funding & liquidity | 68 | 69 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 47th | 68th |
| Total assets | $883.8M | $98.8M |
| Deposits / shares | $763.0M | $84.1M |
| Capital ratio | 10.20% | 11.44% (stronger) |
| Problem loans | 0.58% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.57% (stronger) | 1.54% |
| Loans ÷ deposits | 84.2% | 82.7% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 23.2% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Janesville State Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 2 and Janesville State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.