Side-by-side · Q2 2026 data
Pioneer Bank vs United Prairie Bank
Metric by metric
| Measure | Pioneer Bank | United Prairie Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 52 (stronger) | 47 |
| Loan quality | 81 (stronger) | 78 |
| Earnings | 83 (stronger) | 78 |
| Funding & liquidity | 68 (stronger) | 54 |
| Problem-loan coverage | 88 | 90 (stronger) |
| Peer percentile | 47th | 31st |
| Total assets | $883.8M | $939.3M |
| Deposits / shares | $763.0M | $788.4M |
| Capital ratio | 10.20% (stronger) | 9.68% |
| Problem loans | 0.58% (stronger) | 0.66% |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 1.57% (stronger) | 1.45% |
| Loans ÷ deposits | 84.2% (stronger) | 99.7% |
| Uninsured deposits | 22.6% | 21.1% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Pioneer Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 6 and United Prairie Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.