Side-by-side · Q2 2026 data
Pioneer Bank vs First Sentinel Bank
Metric by metric
| Measure | Pioneer Bank | First Sentinel Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 70 (stronger) | 50 |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 53 (stronger) | 49 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 86th | 34th |
| Total assets | $371.8M | $398.0M |
| Deposits / shares | $296.2M | $348.5M |
| Capital ratio | 11.96% (stronger) | 10.02% |
| Problem loans | 0.03% (stronger) | 0.11% |
| Net charge-offs | -0.04% (stronger) | 0.33% |
| Return on assets | 2.81% (stronger) | 0.85% |
| Loans ÷ deposits | 97.1% | 96.0% (stronger) |
| Uninsured deposits | 24.3% (stronger) | 28.5% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 5.7% |
Pioneer Bank has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 6 and First Sentinel Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.