Side-by-side · Q2 2026 data
Pioneer Bank vs Lee Bank and Trust Company
Metric by metric
| Measure | Pioneer Bank | Lee Bank and Trust Company |
|---|---|---|
| TellerScore | 84 (stronger) | 82 |
| Capital cushion | 70 | 91 (stronger) |
| Loan quality | 99 (stronger) | 54 |
| Earnings | 100 | 100 |
| Funding & liquidity | 53 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 86th | 82nd |
| Total assets | $371.8M | $257.3M |
| Deposits / shares | $296.2M | $218.3M |
| Capital ratio | 11.96% | 14.11% (stronger) |
| Problem loans | 0.03% (stronger) | 1.37% |
| Net charge-offs | -0.04% (stronger) | 0.03% |
| Return on assets | 2.81% | 3.40% (stronger) |
| Loans ÷ deposits | 97.1% | 58.2% (stronger) |
| Uninsured deposits | 24.3% (stronger) | 29.6% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 20.5% |
Pioneer Bank has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 4 and Lee Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.