Side-by-side · Q2 2026 data
Pioneer Bank vs New Horizon Bank, National Association
Metric by metric
| Measure | Pioneer Bank | New Horizon Bank, National Association |
|---|---|---|
| TellerScore | 84 (stronger) | 60 |
| Capital cushion | 70 (stronger) | 58 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 100 (stronger) | 4 |
| Funding & liquidity | 53 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 86th | 19th |
| Total assets | $371.8M | $359.3M |
| Deposits / shares | $296.2M | $286.4M |
| Capital ratio | 11.96% (stronger) | 10.81% |
| Problem loans | 0.03% (stronger) | 0.15% |
| Net charge-offs | -0.04% (stronger) | 0.27% |
| Return on assets | 2.81% (stronger) | -0.39% |
| Loans ÷ deposits | 97.1% | 64.2% (stronger) |
| Uninsured deposits | 24.3% (stronger) | 55.2% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Pioneer Bank has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 6 and New Horizon Bank, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.