Side-by-side · Q2 2026 data
Pioneer Community Bank, Inc. vs Legacy Bank
Metric by metric
| Measure | Pioneer Community Bank, Inc. | Legacy Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 90 (stronger) | 41 |
| Earnings | 51 | 54 (stronger) |
| Funding & liquidity | 73 (stronger) | 58 |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 75th | 37th |
| Total assets | $191.1M | $360.2M |
| Deposits / shares | $160.2M | $279.7M |
| Capital ratio | 13.58% | 20.64% (stronger) |
| Problem loans | 0.29% (stronger) | 1.78% |
| Net charge-offs | 0.02% (stronger) | 0.17% |
| Return on assets | 0.78% | 0.85% (stronger) |
| Loans ÷ deposits | 87.1% | 82.9% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 32.4% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 1.1% |
Pioneer Community Bank, Inc. has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Community Bank, Inc. leads on 4 and Legacy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.