Headquartered in Iaeger, West Virginia, Pioneer Community Bank, Inc. is a state-chartered bank with $191.1M in total assets and $160.2M in deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 1931.
Based on its Q2 2026 filing, Pioneer Community Bank, Inc. scores 79/100, which we describe as strong. That is higher than 75% of 2,650 banks with $100 million – $1 billion. Among 40 banks headquartered in West Virginia, it ranks 9th. Its strongest component is problem-loan coverage (95/100; 2.6%), and its lowest is earnings (51/100; 0.78%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 79).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 94 |
| Q4 2024 | 93 |
| Q1 2025 | 80 |
| Q2 2025 | 78 |
| Q3 2025 | 80 |
| Q4 2025 | 82 |
| Q1 2026 | 80 |
| Q2 2026 | 79 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.62% |
| Q3 2024 | 15.19% |
| Q4 2024 | 15.44% |
| Q1 2025 | 13.89% |
| Q2 2025 | 13.13% |
| Q3 2025 | 13.95% |
| Q4 2025 | 14.02% |
| Q1 2026 | 13.93% |
| Q2 2026 | 13.58% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.34% |
| Q3 2024 | 0.22% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.40% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.29% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 1.95% |
| Q4 2024 | 1.86% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $191.1M | 13.58% | 0.29% | 0.78% | 87.1% |
| Q1 2026 | 80 | $186.8M | 13.93% | 0.18% | 0.64% | 87.4% |
| Q4 2025 | 82 | $182.6M | 14.02% | 0.14% | 0.79% | 87.8% |
| Q3 2025 | 80 | $182.0M | 13.95% | 0.40% | 0.78% | 85.1% |
| Q2 2025 | 78 | $181.3M | 13.13% | 0.36% | 0.79% | 83.0% |
| Q1 2025 | 80 | $181.7M | 13.89% | 0.25% | 0.56% | 80.6% |
| Q4 2024 | 93 | $174.1M | 15.44% | 0.24% | 1.86% | 85.5% |
| Q3 2024 | 94 | $167.5M | 15.19% | 0.22% | 1.95% | 87.4% |
| Q2 2024 | 83 | $166.2M | 14.62% | 0.34% | 0.87% | 84.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mountain Valley Bank, N.A.Bank Elkins, WV | 87 out of 100, Very strong | $201.9M | 13.6% | 0.19% | vs |
| Calhoun County Bank, Inc.Bank Grantsville, WV | 72 out of 100, Strong | $211.7M | 10.5% | 0.58% | vs |
| The Harrison County BankBank Lost Creek, WV | 72 out of 100, Strong | $164.9M | 10.2% | 0.42% | vs |
| The Fayette County National Bank of FayettevilleBank Fayetteville, WV | 69 out of 100, Moderate | $158.1M | 9.1% | 0.08% | vs |
| Guaranty Bank Inc.Bank Williamson, WV | 54 out of 100, Below average | $152.4M | 13.6% | 2.48% | vs |
| Williamstown Bank, Inc.Bank Williamstown, WV | 66 out of 100, Moderate | $236.7M | 10.1% | 0.37% | vs |
Deposit insurance
Is my money safe at Pioneer Community Bank, Inc.?
Yes. Pioneer Community Bank, Inc. is an FDIC-insured institution (FDIC certificate #2448). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.6% of deposits ($18.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.58%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Pioneer Community Bank, Inc. lists 6 offices in 5 cities. Most locations:
- Beckley, WV (2)
- Iaeger, WV (1)
- Sophia, WV (1)
- War, WV (1)
- Welch, WV (1)
HMDA 2025
Mortgage lending
In 2025, Pioneer Community Bank, Inc. reported 131 home-loan applications under HMDA (LEI 549300ZZ7K4DPF84PF16): 100 originated ($13,210,000 total), 15 denied, and 16 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Pioneer Community Bank, Inc.
- Former names
- The Bank of Iaeger
- Type
- State-chartered bank
- FDIC certificate #
- 2448
- RSSD ID
- 294827
- Primary regulator
- FDIC
- Holding company
- Pioneer Community Group Inc
- Established
- September 20, 1931
- Headquarters
- 5229 Coal Heritage Road, Iaeger, WV 24844
- Website
- www.pioneercommunitybank.com
- Employees
- 44
Quick answers
Pioneer Community Bank, Inc.: common questions
Is Pioneer Community Bank, Inc. FDIC insured?
Yes. Pioneer Community Bank, Inc. is an FDIC-insured institution (FDIC certificate #2448). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Pioneer Community Bank, Inc.'s TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Pioneer Community Bank, Inc. ever failed?
There is no failure record for FDIC certificate #2448 in the FDIC failed bank list.
How many branches does Pioneer Community Bank, Inc. have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Iaeger
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Logan Bank & Trust CompanyBank Logan, WV | 85 out of 100, Very strong | $359.2M | 11.7% | 0.45% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| TruPoint BankBank Grundy, VA | 77 out of 100, Strong | $690.8M | 10.6% | 0.02% | vs |
| New Peoples Bank, Inc.Bank Honaker, VA | 76 out of 100, Strong | $942.5M | 11.2% | 0.45% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |