Side-by-side · Q2 2026 data
Pioneer Community Bank, Inc. vs Mountain Valley Bank, N.A.
Metric by metric
| Measure | Pioneer Community Bank, Inc. | Mountain Valley Bank, N.A. |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 86 | 86 |
| Loan quality | 90 | 94 (stronger) |
| Earnings | 51 | 76 (stronger) |
| Funding & liquidity | 73 | 87 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 75th | 91st |
| Total assets | $191.1M | $201.9M |
| Deposits / shares | $160.2M | $175.1M |
| Capital ratio | 13.58% | 13.65% (stronger) |
| Problem loans | 0.29% | 0.19% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 0.78% | 1.40% (stronger) |
| Loans ÷ deposits | 87.1% | 72.9% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 11.6% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Mountain Valley Bank, N.A. has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Community Bank, Inc. leads on 1 and Mountain Valley Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.