Side-by-side · Q2 2026 data
Pioneer Community Bank, Inc. vs TruPoint Bank
Metric by metric
| Measure | Pioneer Community Bank, Inc. | TruPoint Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 86 (stronger) | 56 |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 51 | 65 (stronger) |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 75th | 68th |
| Total assets | $191.1M | $690.8M |
| Deposits / shares | $160.2M | $593.7M |
| Capital ratio | 13.58% (stronger) | 10.60% |
| Problem loans | 0.29% | 0.02% (stronger) |
| Net charge-offs | 0.02% | -0.11% (stronger) |
| Return on assets | 0.78% | 1.12% (stronger) |
| Loans ÷ deposits | 87.1% | 77.7% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 17.1% |
| Offices | 6 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 19.0% |
Pioneer Community Bank, Inc. has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Community Bank, Inc. leads on 3 and TruPoint Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.