Side-by-side · Q2 2026 data
Pioneer Community Bank, Inc. vs Williamstown Bank, Inc.
Metric by metric
| Measure | Pioneer Community Bank, Inc. | Williamstown Bank, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 86 (stronger) | 51 |
| Loan quality | 90 (stronger) | 88 |
| Earnings | 51 (stronger) | 44 |
| Funding & liquidity | 73 (stronger) | 72 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 75th | 31st |
| Total assets | $191.1M | $236.7M |
| Deposits / shares | $160.2M | $212.3M |
| Capital ratio | 13.58% (stronger) | 10.14% |
| Problem loans | 0.29% (stronger) | 0.37% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 0.78% (stronger) | 0.60% |
| Loans ÷ deposits | 87.1% (stronger) | 88.1% |
| Uninsured deposits | 11.6% | 8.2% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 14.1% |
Pioneer Community Bank, Inc. has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Community Bank, Inc. leads on 6 and Williamstown Bank, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.