Side-by-side · Q2 2026 data
Pioneer Trust Bank, National Association vs Ibew/Sj Cascade Federal Credit Union
Metric by metric
| Measure | Pioneer Trust Bank, National Association | Ibew/Sj Cascade Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 56 | 56 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 54 | 88 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 80th | 70th |
| Total assets | $712.5M | $22.5M |
| Deposits / shares | $602.2M | $19.2M |
| Capital ratio | 15.26% (stronger) | 14.11% |
| Problem loans | 1.32% | 1.31% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.93% |
| Return on assets | 2.56% (stronger) | 1.80% |
| Loans ÷ deposits | 84.0% | 71.8% (stronger) |
| Uninsured deposits | 35.4% | 7.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ibew/Sj Cascade Federal Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Trust Bank, National Association leads on 3 and Ibew/Sj Cascade Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.