Side-by-side · Q2 2026 data
Pioneer Valley Federal Credit Union vs Naveo Credit Union
Credit union
Pioneer Valley Federal Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Pioneer Valley Federal Credit Union | Naveo Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 62 |
| Capital cushion | 66 (stronger) | 36 |
| Loan quality | 87 | 87 |
| Earnings | 47 (stronger) | 34 |
| Funding & liquidity | 72 | 86 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 54th | 26th |
| Total assets | $167.2M | $176.3M |
| Deposits / shares | $144.3M | $151.4M |
| Capital ratio | 11.62% (stronger) | 8.57% |
| Problem loans | 0.39% | 0.39% (stronger) |
| Net charge-offs | 0.62% | 0.02% (stronger) |
| Return on assets | 0.66% (stronger) | 0.36% |
| Loans ÷ deposits | 88.3% | 74.3% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 9.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Pioneer Valley Federal Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Valley Federal Credit Union leads on 4 and Naveo Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.