Side-by-side · Q2 2026 data
Piscataqua Savings Bank vs Htm Credit Union
Metric by metric
| Measure | Piscataqua Savings Bank | Htm Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 87 | 88 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 35 | 47 (stronger) |
| Funding & liquidity | 89 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 75th |
| Total assets | $373.4M | $29.6M |
| Deposits / shares | $298.1M | $25.6M |
| Capital ratio | 13.67% | 13.79% (stronger) |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.38% | 0.67% (stronger) |
| Loans ÷ deposits | 66.0% | 63.1% (stronger) |
| Uninsured deposits | 19.8% | 3.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | — |
Htm Credit Union has the higher TellerScore (84 vs 81). On the 6 directional measures above (where higher or lower is clearly better), Piscataqua Savings Bank leads on 1 and Htm Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.